Frequently Asked Questions

For many straightforward cases, yes. The math works like this: because accident lawyers take 33% off the top, they have to increase your insurance offer by 50% just for you to break even. So a $10,000 offer with a lawyer taking a $3,333 fee puts less in the pocket of an injured consumer than a $6,500 settlement with no lawyer, for instance. With Mighty, you keep 100% of the settlement. We focus on the actual money that hits your bank account rather than just the total settlement number.

If the insurance company refuses to make a fair offer, we will connect you with a vetted lawyer for a free second opinion. We’ll help you find a lawyer to guarantee they only get paid if they can improve your offer. If an lawyer isn't willing to make that guarantee, it’s a signal that your current insurance offer may already be fair.

Mighty is a legal technology company that empowers consumers after an accident to settle their accident claim for free without a lawyer. Mighty's AI gets your poilce report, medical records, and tells you what it thinks your claim is worth. Then ask Mighty's AI to submit your information to insurance and negotiate a fair settlement. Totally personalized. Totally free.

If you use Mighty's AI to get a Live Estimate, or you use Mighty's AI to directly settle with insurance, you pay Mighty nothing. The only time we make money is if you have a case that could benefit from a lawyer and we connect you with a vetted one in our network. In those cases, we may earn a lead generation fee from the attorney. The fee is paid by the lawyer and does not increase what you pay to the lawyer.

Yes, for many cases. Many cases are simple and straightforward, even if it doesn’t feel that way when the accident happens. For these cases, Mighty can build your case file, communicate with insurance, negotiate a settlement for you to approve, and get you paid. But Mighty will always give you the option to hire a lawyer, and will even get competing bids from different lawyers.

Yes. Mighty comes with no obligation. If you want to hire a lawyer, you can always do that.

Yes. Lawyer's usually take 33-40% of your settlement. If you already have an offer with Mighty, we'll supply contractual language you can use to make sure the lawyer only gets a fee if they improve on your offer.

You can still use Mighty for valuation, clarity, and second opinions. Many people use Mighty to understand whether their lawyer’s approach or offer is on track.

Yes. Mighty gives you transparent, data-backed information to help you understand your claim. You stay in control at every step.