Accident? Get Smart.
Mighty's free AI helps you recover, opens your claim with the insurer, and gets you an offer. Then settle through Mighty for free, or see if a lawyer can improve on your offer. Your call either way.
How Mighty Works
We collect the details of your accident and build your case file. If you’re missing the police report or medical records, we’ll show you exactly how to get them.
Once your case file is complete, the insurer can make their best offer. Depending on your case, we deal with the insurer for you, or we draft everything for you to send yourself.
Once you have an offer, you can accept it and we'll route your payment to you. Or have vetted lawyers review it. They're paid only on what they add above your offer, so a lawyer only takes your case if they think they can improve on it. Many people resolve their claim with Mighty alone, for free. Either way, it's your call.
Stan M.
"Unbelievably easy. Clear advice, quick responses, and the whole process was smooth."
Monique S.
"The AI recognized that my situation needed a lawyer and connected me to a firm that became great advocates for me. They made sure my focus stayed on recovering instead of worrying about the accident."
How Mighty puts you in the driver’s seat
Ask Mighty Anything. 24/7.
Mighty's AI is available 24/7 to answer questions about your case or the insurance process. Want to understand your treatment options or what to expect in the insurance process, or the pros and cons of hiring a lawyer, or even mental and physical health challenges after an accident? Just ask.
Any word from the insurance company yet?
Not yet. We sent them your updated case file on March 4 and asked for their best offer. We'll tell you as soon as they reply.
Mighty watches your claim, so you don't have to. When something changes, like an updated police report or a new offer from the insurer, we let you know.
Thanks, that was fast!
Great news, we got the police report from the NYPD at no cost to you and sent it to the insurer. You can open it any time from your case file.
How will I know if my insurance offer is fair?
See what your offer is built on
Mighty's AI shows you what the insurer counted and what it hasn't counted yet. Anything missing goes to the insurer with a request for an updated offer.
Get a lawyer's second opinion
We can't tell you if an offer is fair, but lawyers can, by whether they take it on. Once you have an offer, we can share your case with lawyers from our network. If you choose one, they're paid only on what they add above your offer.
FAQ
Mighty is a technology company, not a law firm. Mighty's free AI helps you build a claim file, submit it to the insurance company, and get a settlement offer. From there, you can settle through Mighty and keep 100%, or have lawyers from our network bid on whether they can win you more.
Mighty doesn't charge you anything, even when you use Mighty’s AI to settle directly with insurance. The only time we make money is if you hire a lawyer from our network. In those cases, that lawyer may pay us a lead generation fee. The fee comes from the lawyer, not from you, and you'll never pay more than you would have otherwise.
Most of settling a claim is paperwork, even if it doesn't feel that way when the accident happens. Mighty builds your case file, gets you a real offer from the insurer, and routes your payment to you if you accept. Lawyers are for legal work, which usually only matters once your treatment is done and the insurer still won't pay what it takes to get you back to where you were. Once you have an offer, you can keep it, or see if a lawyer can improve on it.
Yes. Mighty comes with no obligation. If you want to hire a lawyer, you can always do that.
Yes. Lawyer's usually take 33-40% of your settlement. If you already have an offer with Mighty, we'll supply contractual language you can use to make sure the lawyer only gets a fee if they improve on your offer.
If you've only contacted a lawyer, you haven't committed to anything. You can still use Mighty to build your case file and get the insurer's offer first, then decide whether you want a lawyer at all. If you've already hired one, your lawyer handles your claim, and Mighty can only give you general information.
Yes. Mighty shows you clear, data-backed information about your claim, and you stay in control at every step.
Get started in minutes
Tell us what happened. Mighty builds your case file and gets you a real offer from the insurer. Then you decide: keep it, or see if a lawyer can improve on it. It's free.
